Work With

The Specialists

We offer financing exclusively for HVAC systems throughout the state of Texas. This allows us to work closely within our dealer network and simplify the process of financing your new system.

Quick & Easy

Online Application

Get prompt application approval! Apply Online or go through your dealer. They will submit the application and a decision will usually be made within the hour.

We’re Your

Neighbors

Hate calling those 800 numbers that are answered by a computer? Not with AC Credit. We’re headquartered in Texas so you’ll get prompt, personal service.

No Money Down

No Prepayment Penalty

Down payments aren’t required with AC Credit. Our rates are competitive, and if you want to pay it off early, no problem. There’s no prepayment penalty.

New Equipment

Pays For Itself

Your new system will be more efficient, and your warranty protects you from breakdowns. New HVAC systems are actually investments rather than expenses.

Get The

Number

Your dealer will give you all the details on your AC Credit loan: payments, interest, due date, etc. If you don’t have an installing dealer you can contact us and we will provide you with an approved contractor in your area. With AC Credit, you can Take Comfort in Good Credit.